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Pensions Plans and Schemes

You work for the common good.
We have investments that work for you.

As a provident institution, you care about the well-being of many people. With tailor-made investment concepts, your funds will be one thing less to worry about.

Alternative courses of action in challenging markets

Pension plans mainly invest in fixed-income securities. However, yields have fallen dramatically in the wake of the European debt crisis. Most pension plans still use a discount rate that is unlikely to be achieved in today's market environment. When interest rates are kept low for such a long period of time, structural adjustments in the allocation of assets seem inevitable. The Specialist Team for Pension Plans and Schemes is aware of this difficult situation and offers professional consulting and alternative ways to achieve your objectives, even in volatile markets.

Our specialists combine their knowledge of the markets with a wide range of products in responding to the unique needs of pension schemes. We provide customised advice – including asset liability management – on a wide range of instruments, from individually structured capital market products to an extensive offering of equity, fixed income and real estate funds. This helps you to successfully navigate the turbulence caused by discount rates and low interest rates.

 

Your benefits:

 

  • Professional strategic advice tailored to your needs
  • Long-term capital market expertise
  • Extensive range of products for managing liquidity and yield

 

Pensions are a huge responsibility.
Meet the challenge with our support.

Michael Gieseler

Specialist Team Insurance/Pension Plans and Schemes

Capital market solutions

Tapping into earnings opportunities in capital markets

 

Pension plans and schemes which commit to making payments far into the future are increasingly required to strike a balance between meeting long-term obligations and achieving targeted returns.

Our capital market solutions allow you to take advantage of earnings opportunities, to manage liquidity, match maturities and hedge against risk. We understand your needs and develop product solutions tailored to your individual investment strategy.

Products and solutions:

 

  • Interest rate structures
  • Foreign exchange transactions

 

Systematic capital preservation

Meeting future obligations with effective strategies for risk management and capital preservation

 

Continuous, systematic control and limiting risk exposures are crucial factors in achieving investment stability. Professional asset liability management is used to optimise the relationship between the risks taken and the resulting returns, while taking the long-term investment horizon and individual membership structure into account. Portfolios are managed to achieve investment objectives and the optimisation considers the underlying obligations and differing risk-return scenarios.
 
We show how additional earning potential can be realised through selecting promising investments while also controlling risk. Our quantitative fund management has proven particularly successful in recent years by strictly following a defined strategy that uses empirically based models.
 
Products and solutions:

 

  • Asset liability management
  • Quantitative portfolio management

 

Real estate concepts

Achieving stable returns with real assets

 

Real estate assets historically have some of the lowest fluctuations in returns, making them an attractive asset class. With a wide range of products and individual fund solutions, Deka Institutional lets you customise your real estate investments to suit an extensive variety of investment strategies.
 
Our product range includes more than just real estate Spezialfonds and open real estate mutual funds. Individual fund solutions can be adjusted to meet the specific requirements of institutional investors and provide considerable room for manoeuvre for risk-return profiles. Additional services include taking on the entire organisational and financial settlement in close cooperation with our experts in real estate, tax and corporate law.
 
Products and solutions:

 

  • Open real estate mutual funds
  • Real estate Spezialfonds
  • Individual fund solutions
  • Investment in select real estate loans

 

Contact

Dirk Wiegelmann, CFA

Dirk Wiegelmann, CFA

Head of VAG Investors

(+49) 69 71 47 - 33 98

Michael Gieseler

Michael Gieseler

Specialist Team Insurance/Pension Plans and Schemes

(+49) 69 71 47 - 82 91

Marie Keil-Mouy, CIIA

Marie Keil-Mouy, CIIA

Specialist Team Insurance/Pension Plans and Schemes

(+49) 69 71 47 - 74 11

Harald Sauber

Harald Sauber

Specialist Team Insurance/Pension Plans and Schemes

(+49) 69 71 47 - 63 56

Michael Becker

Michael Becker

Specialist Team Insurance/Pension Plans and Schemes

(+49) 69 71 47 - 73 44